If your client owns a grapevine, vineyard or nursery, their livelihood can be precarious. Mother Nature can be temperamental. Sometimes, wiping out entire growing cycles.
Primacy’s horticulture & viticulture insurance policies are designed to protect their business through extreme weather conditions. Because sometimes, it takes more than machinery and clever farming.
So call us today and, together, we’ll make sure your clients’ business is protected against the force of Mother Nature.
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This is a limited summary only. Terms, conditions, limits and exclusions apply. For full details and before making a decision, please consider the relevant Policy wording which is available on this website.
- What events are covered?
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We provide cover against the loss of yield due to:
- Hail; and/or
- Fire (including lightning)
The following events are covered subject to sub limits:
- Chemical overspray
- Impact damage
- Malicious acts
- What crops are covered under this policy?
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We can provide cover for wine, drying and table grapes, olives, nuts, kiwifruit, pome fruit, stone fruit, citrus fruit and others. Call us to see if we can provide you with a quote.
- Does the entire crop need to be insured?
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We recommend that all crops grown on a property are insured. If this isn’t possible, we require a detailed property plan, which clearly shows the insured and uninsured blocks. All blocks owned or managed within 500 metres of each other will be considered part of the same property.
- When does the cover begin?
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Cover begins at 4pm Australian Eastern Standard Time (EST) on the date shown in the schedule of insurance. Please note, waiting periods may apply.
- How do I obtain a quote and arrange cover?
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You will need to obtain a completed application form from your client and submit it to Primacy or you can log onto our online system and enter the details for a quote.
- What benefits does the cover provide?
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The following benefits are available under this cover:
- Harvested crop on the property
- Harvested crop in transit
- Chemical overspray
- This is a limited summary only. Terms, conditions, limits and exclusions apply. For full details and before making a decision, please consider the relevant Policy wording which is available on this website..
- What optional benefits are available under this cover?
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Block Excess is available as an optional benefit under this cover, where the excess is applied to the block sum insured and not the property sum insured.
"I have received nothing but positive feedback and gratitude from our clients over the way the claims have been handled and the speed with which they have been settled."
Kym Bache - MGA Insurance Brokers
"Always so helpful whenever I need something queried or sorted. Very happy with the service, especially as this is our first year using Primacy."
Veronica Taylor - Mattiske & Henderson Insurance Services
"Always very helpful and patient. The staff are just wonderful."
Robyn Jackson - Allsure Insurance
- Policy Wording
- Application Forms
Redirecting to applications area
- How do I make a claim?
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You can either lodge the claim via PATH (to log in please use your username and password for PATH) or complete a Loss Notification Form and email the completed form to claims@pum.com.au.
- What information do I need to provide when making a claim?
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You need to provide details such as the time when the loss occurred, the cause of the loss, a description of the crops damaged, an estimate of the nature and extent of the physical damage and details of any other insurance policy under which your client is entitled to claim for the same loss.