Whether your clients own a small orchard or a large vineyard, their trees and vines are a valuable asset to their business. If they become damaged, the impact to your clients’ earnings can be severe and long-term.
Primacy’s fruiting tree & vine insurance offers protection and peace of mind in the event the trees or vines become damaged because of an insured event.
We deal with claims promptly and efficiently to minimise the impact on your clients’ business, allowing them to focus on achieving the highest quality produce.
Call Primacy today to find out about our insurance policies.
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This is a limited summary only. Terms, conditions, limits and exclusions apply. For full details and before making a decision, please consider the relevant Policy wording which is available on this website.
- What events are covered?
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The following events are covered:
- Fire
- Malicious acts
- Impact
- Lightning
- What optional events are available to cover?
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The following optional events are available:
- Windstorm (including remediation works for young trees and vines)
- Hail
- Frost (restrictions apply)
- What types of trees and vines can be covered under this policy?
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There is a wide variety of types which can be covered under this policy, including grapevines, citrus trees, stonefruit trees, pomefruit trees, berryfruit, nursery stock, etc.
- Is there an excess?
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Yes, and it will be displayed on our quotation or schedule of insurance.
- Can a different excess be nominated?
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Absolutely, we offer a range of excess levels to suit individual needs. And increasing the base excess will attract a premium discount.
- When are premiums payable?
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The premium and Government charges are payable no later than 30 days after policy is bound.
- When does cover begin?
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Cover begins at 4pm Eastern Standard Time (EST) on the date stated in the schedule of insurance. Please note, waiting periods may apply.
- How to obtain a quote and arrange cover?
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You will need to obtain a completed application form from your client and submit it to Primacy for a quote.
- What optional benefits are available under this cover?
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The optional benefits available are as follows (additional premiums apply):
- Claim preparation costs
- Partial loss
- Re-establishment costs
- Firefighting expenses
- Netting
"I have received nothing but positive feedback and gratitude from our clients over the way the claims have been handled and the speed with which they have been settled."
Kym Bache - MGA Insurance Brokers
"Always so helpful whenever I need something queried or sorted. Very happy with the service, especially as this is our first year using Primacy."
Veronica Taylor - Mattiske & Henderson Insurance Services
"Always very helpful and patient. The staff are just wonderful."
Robyn Jackson - Allsure Insurance
- Policy Wording
- Application Forms
Redirecting to applications area
- How to make a claim?
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Please complete a Loss Notification Form and email the completed form to claims@pum.com.au.
- What information do I need to provide when making a claim?
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You need to provide the time when the loss occurred, the cause of the loss, a description of the crops damaged, an estimate of the nature and extent of the physical damage and details of any other insurance under which your client is entitled to claim for the same loss.